Ten honest questions across money, paperwork, process knowledge and timing. Takes two minutes; no sign-up needed.
1.How is your deposit looking?Money
2.Do you have a mortgage Decision in Principle (DIP)?Money
3.Have you budgeted for the full cost of moving, not just the deposit?Money
4.When did you last check your credit report?Money
5.Could you produce ID, proof of address, 3 months of payslips and bank statements this week?Paperwork
6.Can you evidence where your deposit came from?Paperwork
7.How well do you understand the buying process, offer, conveyancing, searches, exchange, completion?Process knowledge
8.Do you know how you'll choose your conveyancer or solicitor?Process knowledge
9.How realistic is your expected timeline?Timing
10.If your purchase fell through, could you absorb it?Timing
Guidance only, not financial advice. Speak to a qualified mortgage adviser about affordability.
Saved with your move, re-run as you tick things off, and turned into the checklist that gets you to an offer a seller takes seriously.
Free, and the answer above is yours either way.